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It started with a thought that I needed to take cash out the following morning. I turned over in bed, simultaneously remembering I needed to transfer money from savings to cover rent. Another toss and a pillow adjustment, later: “what about retirement and my lack of savings skills?” Yet another twist, toss, and turn. The night was quickly evolving into what most Americans experience before falling asleep. I found myself stuck in a catastrophic thought hurricane of plotting and… >> learn more.